Insurance and Compensation Law

Insurance and Compensation Law

In disputes arising from insurance contracts and from damaging events we advise and represent clients by assessing the scope of the policy, the legal basis of liability and the nature of the loss together. Cover, exclusions and notice conditions are examined in detail when the legal framework of applications and claims is set; the relationship between the policy terms and the course of the event is the basis of the file assessment.

In compensation files we work carefully on identifying heads of loss and on the documents that support them, and we advise from applications to insurers through arbitration and litigation. Allegations and objections as to fault, causation and expert reports are prepared on the evidence of the file; payment offers and settlement and release documents are assessed in detail as to the losses covered and the client’s continuing rights.

Services

• Reviewing insurance policies as to cover, exclusions, deductibles and notice duties.
• Assessing claims files and preparing compensation applications to insurers.
• Following disputes arising from refused or underpaid insurance claims.
• Conducting vehicle-damage, diminution-in-value and other loss claims arising from traffic accidents.
• Assessing claims for bodily injury, loss of earning capacity, treatment costs and loss of support.
• Following pecuniary and non-pecuniary damages actions where the legal conditions are met.
• Representation in Insurance Arbitration Commission applications and in insurers’ recourse claims.
• Legal support on settlement and release documents, payment offers and the implementation of decisions.